People fall behind on things

Sometimes it takes a little extra time to make payments due to circumstances beyond your control. Why someone thought that having someone call you repeatedly and make impossible demands on you would make you pay any quicker is beyond me. It only serves to make everyone involved angry.

And don't talk about responsibility. Anybody could find themselves at the end of a collection call. You never know. I love it when they ask if you can borrow the money. Umm, yeah of course I can, but I didn't in the first place because I was hoping you would bug the shit out of me. What kind of dumbass question is that?

By the way. Don't call at 8:20 in the morning. I'll just hang up on you. Like I did today.